| For a low, annual premium, insurance4carhire provides excess insurance protecting the customer against excess charges whenever they rent a car.
Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess.
Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.
How our Excess Insurance Works
We insure the Policy Holder, not the rental vehicle. Excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.
EUROPE
ANNUAL EUROPEAN EXCESS COVER - Annual Excess Policy covering Europe - 31 days per car rental agreement - Covers up to 7 additional drivers - £2000 excess cover - Covers Excess on damage to the rental vehicle, theft and damage to windows and tyres. Only £49 | buy | more info
FAMILY & PARTNERS - Annual Europe Excess Policy covering 2 Family Members - 31 days per car rental agreement -Our Family & Partners product provides cover for two policy holders either travelling together or separately. Policy holders must be family members, defined as spouse, partner, parent, brother, sister, adult child or fiancé. Cover for 12 months and are for users aged between 21 and 74. Only £79 | buy | more info
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75-85 YEAR OLD
This product provides Excess insurance for users aged from 75 to 85 years of age. Insurance4carhire offer both a European and a Worldwide version of the product, with our European range starting at just £65 and only £75 for our Worldwide product.
• Europe 75-85 £65.00 - Same cover as Europe 31 applies and in addition policies will cover customers aged between 75 and 85 more info
• Excess Worldwide 75-85 £75.00 - Same cover as Europe 31 applies and in addition policies will cover customers aged between 75 and 85 more info | 
