Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess.

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.

How our Excess Insurance Works
We insure the Policy Holder, not the rental vehicle. Excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.

EUROPE 

ANNUAL EUROPEAN EXCESS COVER - Annual Excess Policy covering Europe - 31 days per car rental agreement - Covers up to 7 additional drivers - £2000 excess cover - Covers Excess on damage to the rental vehicle, theft and damage to windows and tyres. Only £49 | buy | more info

FAMILY & PARTNERS - Annual Europe Excess Policy covering 2 Family Members - 31 days per car rental agreement  -Our Family & Partners product provides cover for two policy holders either travelling together or separately. Policy holders must be family members, defined as spouse, partner, parent, brother, sister, adult child or fiancé.   Cover for 12 months and are for users aged between 21 and 74.  Only £79 | buy | more info

WORLDWIDE

ANNUAL WORLDWIDE ACCESS COVER 31 DAYS - Covers up to 7 additional drivers - £2000 excess cover - Covers Excess on damage to the rental vehicle, theft and damage to windows and tyres. 31 Days Continuous Cover - Only £65 | buy | more info

EXTENDED ANNUAL WORLDWIDE ACCESS COVER 60 DAYS - Covers up to 7 additional drivers - £2000 excess cover - Covers Excess on damage to the rental vehicle, theft and damage to windows and tyres. 60 Days Continuous Cover - Only £79 | buy | more info

FAMILY & PARTNERS WORLDWIDE - Annual Worldwide Excess Policy covering 2 Family Members - 31 days per car rental agreement  -Our Family & Partners product provides cover for two policy holders either travelling together or separately. Policy holders must be family members, defined as spouse, partner, parent, brother, sister, adult child or fiancé.   Cover for 12 months and are for users aged between 21 and 74.  Only £106 | buy | more info

USA/CANADA

This insurance4carhire product provides the necessary insurance to hire a car in both the USA and Canada. It covers the rented vehicle for CDW/LDW upto $100,000 and SLI third party up to $1 million.   In addition to this product we offer a CDW/SLI & Excess product which covers users for the above while also providing Worldwide Excess cover.

USA AND CANADA 31 DAYS -  This CDW/SLI annual policy is the complete car hire insurance which covers the USA and Canada for 31 continuous days for any one rental agreement. CDW covers damage and loss of use of the rental vehicle up to US$100,000 in value, and SLI covers third party liability up to US$1m. Cover also includes theft protection. £109.00 | buy | more info

CDW/SLI Plus Excess Worldwide 31 DAYS -  This CDW/SLI annual policy is the complete car hire insurance which covers the USA and Canada for 31 continuous days for any one rental agreement. CDW covers damage and loss of use of the rental vehicle up to US$100,000 in value, and SLI covers third party liability up to US$1m. In addition this policy includes Worldwide Excess 31 to cover excess where it is charged. £129.00 | buy | more info

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75-85 YEAR OLD

This product provides Excess insurance for users aged from 75 to 85 years of age. Insurance4carhire offer both a European and a Worldwide version of the product, with our European range starting at just £65 and only £75 for our Worldwide product. 

     • Europe 75-85 £65.00 -  Same cover as Europe 31 applies and in addition policies will cover customers aged between 75 and 85 more info

     • Excess Worldwide 75-85 £75.00 -  Same cover as Europe 31 applies and in addition policies will cover customers aged between 75 and 85 more info