Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess.

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.

How our Excess Insurance Works
We insure the Policy Holder, not the rental vehicle. Excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.

USA/CANADA

This insurance4carhire product provides the necessary insurance to hire a car in both the USA and Canada. It covers the rented vehicle for CDW/LDW upto $100,000 and SLI third party up to $1 million.   In addition to this product we offer a CDW/SLI & Excess product which covers users for the above while also providing Worldwide Excess cover.

USA AND CANADA 31 DAYS -  This CDW/SLI annual policy is the complete car hire insurance which covers the USA and Canada for 31 continuous days for any one rental agreement. CDW covers damage and loss of use of the rental vehicle up to US$100,000 in value, and SLI covers third party liability up to US$1m. Cover also includes theft protection. £109.00 | buy | more info

CDW/SLI Plus Excess Worldwide 31 DAYS -  This CDW/SLI annual policy is the complete car hire insurance which covers the USA and Canada for 31 continuous days for any one rental agreement. CDW covers damage and loss of use of the rental vehicle up to US$100,000 in value, and SLI covers third party liability up to US$1m. In addition this policy includes Worldwide Excess 31 to cover excess where it is charged. £129.00 | buy | more info